Jazzie I see from your number of post that you may be new to the board. Your question is by far the most asked question on the board. It get's asked like clockwork every two or three weeks. This is why you may not get a lot of responses. I see someone has already posted some past threads on the same subject.
I wish I could add something new on the subject but as I mention is comes up so often we all are repeating ourselves and repeating ourselves and repeating ourselves...