i know a lot of people are happier with the D ring albums but personally i like the look of the post bound. i typically add in more page protectors before i start adding my layouts...i work chronologically so it usually isnt too big a deal for me. if you dont work that way then it is hard to have to go back and add layouts in between already existing pages. (hope that makes sense.)
i have several different brands but i like k&co the best. i always buy my albums either with a coupon or when they are on sale 40% off.