Hi!! This lo is for 2 challenges. First is for the Monochrome Challenge, white. And secondly for the ABC Challenge, D-doily, E-embossing and F-fussy cutting. Can't believe I did an all white lo!! So proud of me. As for teh DEF part....D-I used a doily from the $ store for the photo mat. E-the banners on the bottom are embossed with a a spellbinders embossing plate. (you can't really see it in the pix...sorry!!) F-is just the little bow. I printed it and cut it out. Not much, but it counts I think!! *L* The pix is DH and I at our wedding, almost 20 years ago!! Thanks bunches for taking a peek!! Have a wonderful, love filled week!!