Prepare a diary to record everyday incomes and expenses. Classify all the incomes and expences. Such as income from family business, family members contribution, parttime job salary, sale of scraps etc under income and, expences such as kitchen expences, clothes, education, investment, tax, etc. At the end of the month summerise those items and plan for the reduction of expenses and prepare for next months budget. In this way we can reduce expenses and save money. Thank You for reading this Tip. Comments welcomed.