I found really great paper that says, "Right on Target" in white on black paper and then also in white it has a bull's eye. Really cute. Since that was all in black and white I followed the rest in black and white with the color photos.
The titles/journaling is typed as more of a title, not many words, on white and then put on a black mat with white double mat. I like the effect.
Now I'm almost finished with the first 2 pages of Hawaii - or at the point where I can put them in a file to finish when I get to the next crop. THen I will do the finishing touches and gle it all down.