Just keep trying different papers you have and one will just click for you. I have to actually lay the pictures on the paper to figure it out.
Maybe a title like "Freezing in the California Sun" or "This isn't November in Minnesota"
Have fun with it. Sounds like a great challenge but with a lot of possibilities.
Or do a two page layout with an old picture of November in Minnesota showing how cold it is and on the other page your family on the beach in California.
Title one page, "November in Minnesota" and the other "November in California". Then at the bottom maybe put, "We'll take California"
Ideas are endless - just have fun with it. If I did the two pages, I would use snowflakes on the Minnesota page and beach on the California page.
There really are a million things you can do with this one.